LEGAL POLICY
Effective Date: October 28, 2025
Website: https://www.susiepaneyko.com/brandingblueprint
Owner: Susie Paneyko
Location: New Jersey, USA
1. Introduction
Welcome to susiepaneyko.com/brandingblueprint (“Site”), owned and operated by Susie Paneyko.
By using this Site, you agree to the following Terms and Conditions, Privacy Policy, and Disclaimers.
If you do not agree with these terms, please do not use this Site.
2. Digital Products and Services
This Site provides digital downloads and online materials related to branding, marketing, and business growth.
Once your payment is processed and the digital file or access link is delivered, all sales are final.
Because of the instant-access nature of digital products, no refunds, returns, or cancellations are accepted.
3. Intellectual Property
All materials on this Site—including but not limited to text, images, designs, templates, videos, and downloads—are the exclusive property of Susie Paneyko and are protected by U.S. and international copyright laws.
You may not reproduce, distribute, sell, or share any materials without prior written permission.
Purchasing or downloading digital content grants you a personal, non-transferable license for individual use only.
4. Collection and Use of Personal Information
When you make a purchase, download a free resource, or sign up for emails, you may be asked to provide your name and email address.
This information is collected for purposes such as:
Delivering digital products or access links
Sending order confirmations or updates
Providing newsletters and offers (with your consent)
Your data is stored securely and is never sold or shared with unauthorized third parties.
Information may be shared with trusted third-party processors (e.g., Flodesk, Stripe, PayPal) strictly for payment or email delivery purposes.
5. Cookies and Analytics
This Site may use cookies and analytics tools to enhance user experience and analyze traffic.
Cookies collect non-personal data such as browser type, time spent on pages, and referring URLs.
You may disable cookies in your browser settings, though some features may not function properly.
6. Email Communication
By submitting your email address, you consent to receive messages from Susie Paneyko, including newsletters, updates, and promotional offers.
You can unsubscribe anytime using the “unsubscribe” link at the bottom of each email.
Your privacy and inbox are respected — we send only content intended to educate, inspire, or inform.
7. Affiliate Disclosure
Some content on this Site may include affiliate links to products or services.
If you click an affiliate link and make a purchase, Susie Paneyko may earn a small commission — at no additional cost to you.
Affiliate relationships do not influence content or recommendations; only products and services that align with the brand’s values and have genuine benefit are shared.
8. Earnings Disclaimer
While this Site may share personal experiences, success stories, or business tips, no income or results are guaranteed.
Your success depends on your unique background, consistency, skills, and dedication.
Any testimonials or examples shared are not intended to represent or guarantee that anyone will achieve the same or similar results.
Past performance does not guarantee future outcomes.
9. Limitation of Liability
To the fullest extent permitted by law, Susie Paneyko shall not be liable for any damages or losses resulting from your use of this Site, any downloads, or reliance on any content provided.
All content is provided “as is” without warranties of any kind, express or implied.
10. Governing Law
This Policy is governed by and construed in accordance with the laws of the State of New Jersey, United States, without regard to conflict of law provisions.
Any disputes arising from or relating to this Site shall be resolved in courts located within New Jersey.
11. Updates and Modifications
This Policy may be revised or updated at any time without notice.
Changes take effect immediately upon posting.
By continuing to use the Site, you accept any modifications to these terms.
12. Contact Information
For any questions regarding this Policy, please contact:
Susie Paneyko
📧 Email: susie@susiepaneyko.com
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